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Mobile-ID is a SIM card-based digital electronic identity verification and signature solution, allowing users to perform electronic signatures via their mobile phones without the need for a smart card reader. This service enables users to generate electronic signatures on their mobile devices and use these signatures on supported platforms (government, banks, public/private sectors).
Users must possess a SIM card that supports Mobile-ID, which is embedded with the necessary encryption keys and signature certificates.
When applying for/enabling Mobile-ID, users need to provide identification documents (such as a passport or national ID card) to confirm their identity.
During use, users need to enter a PIN code on their mobile phones to confirm signature requests.
No additional hardware such as a smart card reader is required; signatures can be completed with just a mobile phone and SIM card.
Mobile-ID complies with the EU eIDAS regulation, providing services that meet the Qualified Electronic Signature (QES) standard, thus signatures are universally recognized among EU member states.
In the Estonian legal system, electronic signatures generated by Mobile-ID are equivalent to handwritten signatures and have legal effect.